Car Accidents

March 14, 2011

New York Car Accident Verdicts

The average car/truck/motorcycle accident verdict in New York is $837,020, which is stunningly high compared to most other jurisdictions.

Why is this? Are New York jurors just that much more generous than, say, jurors in Maryland?

The answer is that New York’s no-fault accident law requires that plaintiffs suffer a “serious injury” before a lawsuit can be brought against the at-fault driver. While there is some question that having a magical threshold that needs to be crossed is going to be fraught with great flaws, there is no question that this New York scheme, as desultory as the justice it might bring, keeps minor personal injury car accident cases out of court.

What’s my point? My point is that this completely distorts average car accident verdicts in New York. I read Metro Verdicts Monthly and Mealey’s which provide a lot of individual verdicts in car accident cases in Maryland, Virginia, and Washington, D.C. It is amazing how many jury verdicts there are for $10,000 when, if you look at the case, is really not such a bad result. New York has none of these cases deflating their average.

September 9, 2010

Average New York Car Accident Verdicts

by Ronald V. Miller, Jr.

A recent Jury Verdict Research (JVR) study found that the average verdict in a New York motor vehicle accident case is $837,020. The median verdict is $150,000. This data does not include defense verdicts which, if considered in the data, would obviously reduce the average award.

To be sure, $837,020 is a lot of money for the average car accident case. But you have to keep in mind that in New York because of the threshold level of injury requirement, juries are more likely to hear a serious injury case than a jury would in, say, for example, Maryland.

Rear-end accidents accounted for 21% of the successful verdicts in the study. Pedestrian lawsuits were 17% of the verdicts and intersection accidents made up 15%.

May 7, 2010

Car Insurance Costs in Each State

by Ronald V. Miller, Jr.

MSN provides the average annual premium for car insurance by state. The numbers are provided below.

The numbers are interesting for their relativity but not for their absolute values. Because the numbers are based on a male driving a 2010 vehicle with slightly better than average coverage (100 (per person)/300 (per accident)/50 (property damage). Why not shoot for a more average driver who is not driving a brand new car? These are insurance company statistics and insurance companies want us to read this and say (1) my insurance company is not charging me that much, it must be cheap, and (2) rates are high all over so we must need tort reform to lower car insurance.

With those caveats, here are the numbers:

February 15, 2010

Soft Tissue Injury Settlements

by Ronald V. Miller, Jr.

There is a fundamental problem with soft tissue injury cases that few plaintiffs’ lawyers will admit: some percentage of soft tissue injury plaintiffs are either completely faking the injury or exaggerating the symptoms. Maybe you are not, dear reader. But many do and the key – and the hard part – is figuring out who is who, both for lawyers considering taking a case and for judges and juries.

Whiplash Does Not Sound Like a Big Case

Make no mistake: judges, juries, and even insurance companies struggle with these cases. Whiplash. Car accident. What comes to mind when you hear these three words? Now, wait. Make sure you answer this question as you would before you got hurt. It is probably a much different answer.

September 24, 2009

Injury Calculator in Personal Injury Settlements?

by Ronald V. Miller, Jr.

Personal injury victims want a calculator or formula to determine what their settlement should be. “How much is my case worth?” seems like a fair question. The human brain is averse to uncertainty. In lab experiments, our wiring in this regard is underscored: we prefer physical pain to uncertainty.

Regrettably, there is no formula or calculator that shows how much money you will get in your accident case. The real world is too complex for a personal injury settlement calculator. A car accident case is worth what a judge or jury would give the injury victim.

There are a lot of resources and statistics to look at values of particular injuries. Here are some examples:

November 4, 2008

Lawsuit Against Bar for Drunk Driver

by Ronald V. Miller, Jr.

Buffalo Wild Wings Grill & Bar was named in a lawsuit following a fatal alcohol-related car crash. In the lawsuit, plaintiff claims the bar over-served a man on the night of the accident and was negligent in the death of her daughter.

This is an awful case. The man’s pickup truck collided with a car occupied by three teenagers, killing two people of them and seriously injuring the third. The drunk driver was also killed in the car accident.

As tragic as this case is, I have some concern with dram shop laws that hold bars accountable in these cases just because I think it is so difficult to track who has been served what at a bar.

October 28, 2008

AIG Agrees to Settlement in Brain Injury Case

by Ronald V. Miller, Jr.

AIG will pay $18 million to settle a lawsuit filed by a man who suffered a serious brain injury after he was struck by a truck in the parking lot of an apartment complex. The settlement nullifies a $75 million judgment reached in a North Carolina superior court after an AIG subsidiary declined to defend the case. Why they declined to defend the case is anyone’s guess, but it certainly was a screw-up that probably increased the value of this case.

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October 15, 2008

Phantom Vehicle Uninsured Motorist Claims in Maryland

by Ronald V. Miller, Jr.

Mr. Miller:

Hi, I am a Maryland attorney and would like to get little mentoring on any differences between an unidentified motorist claim and an uninsured motorist claim. Please call or send me an email and I promise I’ll be brief. Thanks so much for any help!

Dear Maryland Attorney:

September 24, 2008

South Dakota Supreme Court Rear End Accident Opinion

by Ronald V. Miller, Jr.

Last week in Baddou v. Hall, the South Dakota Supreme Court either enunciated new law or affirmed existing law (depending upon your perspective) on whether South Dakota has a presumption of negligence in Rapid City rear-end car accident case. The court’s answer: it does not.

This is bad law, in my opinion, because it makes South Dakota car accident lawyer prove a negative. Rear-end car accidents rarely happen in the absence of negligence and the defendant is the one in the best position to know the nuance of the negligence. It is basically a technicality generating law.

I disagree with the Plaintiff that a rear end accident should be negligence per se. Instead, the better law, applied in many states such as Florida, Maryland, and Colorado, is that there is a rebuttable presumption of negligence in rear end accident cases.

September 19, 2008

Car Accident Claims Without a Lawyer: Handling Auto Accident Cases on Your Own

by Ronald V. Miller, Jr.

If you have talked to a personal injury lawyer who handles many car accident cases in the last six months, you will hear complaints that these cases are drying up. Yet, unfortunately, there is no indication we have fewer automobile accidents in this country. So why?

I think the main reason is that car insurance companies are getting better at reaching out to clients before they find a lawyer. Insurance companies may absolutely do this. Moreover, I think this works mostly with smaller auto accident cases. The reality—and this is something many car accident lawyers don’t want prospective clients to know—is that you can often handle small auto accident cases without a lawyer.

Our car accident lawyers handling your case will increase the value of your case. In fact, the mere involvement of our law firm, given our reputation, will increase the value of your case. But how much? If you have a big case, it will increase the value a great deal. Our car accident lawyers have been referred cases by other lawyers that already have an offer and we have gotten more than 35 times the offer given to the original lawyer. But our accident lawyers’ ability to add value to your case is directly proportional to the size of the case. If you have a case with an ER visit and a few physical therapy sessions, our car accident lawyers will increase the value of your case. And it will make your life easier because you have someone to process everything for you. But is it enough to make it worth hiring us? The answer to that varies from case to case. Our car accident lawyers used to take these kinds of cases because we thought it was a bad idea to deny anyone the right to a lawyer if they had a valid claim. Now, I’m telling at least a third of the people that call us with legitimate cases that they certainly can hire a lawyer, but they also have the option to proceed without a lawyer, and we tell them what they should do to continue bringing their car accident claim without a lawyer.